{"id":4695,"date":"2026-04-16T08:00:00","date_gmt":"2026-04-16T07:00:00","guid":{"rendered":"https:\/\/ordemdosfisioterapeutas.pt\/?p=4695"},"modified":"2026-04-19T19:08:06","modified_gmt":"2026-04-19T18:08:06","slug":"fisioterapeutas-seguro-de-responsabilidade-civil-profissional","status":"publish","type":"post","link":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/noticias\/fisioterapeutas-seguro-de-responsabilidade-civil-profissional\/","title":{"rendered":"Fisioterapeutas:\u00a0seguro de responsabilidade civil profissional"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4695\" class=\"elementor elementor-4695\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8055e3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8055e3f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d98565a\" data-id=\"d98565a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ffbdfa elementor-widget elementor-widget-text-editor\" data-id=\"1ffbdfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Os fisioterapeutas com inscri\u00e7\u00e3o em vigor na Ordem dos Fisioterapeutas beneficiam de um seguro de responsabilidade civil profissional, nos termos da ap\u00f3lice em vigor, enquanto a respetiva c\u00e9dula profissional se mantiver v\u00e1lida e estiver em efetivo exerc\u00edcio. Esta ap\u00f3lice inclui coberturas de responsabilidade civil profissional e de responsabilidade civil explora\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd6e7d elementor-widget elementor-widget-heading\" data-id=\"0cd6e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Coberturas do Seguro<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7ddd8 elementor-widget elementor-widget-shortcode\" data-id=\"ef7ddd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-22\" class=\"tablepress tablepress-id-22 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Garantias e\/ou Coberturas<\/th><th class=\"column-2\">Limites de Indemniza\u00e7\u00e3o<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"2\" class=\"column-1\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td colspan=\"2\" class=\"column-1\">Responsabilidade Civil Profissional<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">- Indeminiza\u00e7\u00e3o<\/td><td class=\"column-2\">100.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">- Defesa<\/td><td class=\"column-2\">20.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"2\" class=\"column-1\"><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"2\" class=\"column-1\">Inibi\u00e7\u00e3o do exerc\u00edcio da profiss\u00e3o at\u00e9 18 meses<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">- Valor mensal correspondente \u00e0 remunera\u00e7\u00e3o m\u00e9dia dos \u00faltimos 12 meses anteriores ao sinistro, at\u00e9 um m\u00e1ximo de<\/td><td class=\"column-2\">3.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">Responsabilidade Civil de Explora\u00e7\u00e3o<\/td><td class=\"column-2\">20.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">Limite global por ap\u00f3lice\/anuidade<\/td><td class=\"column-2\">500.000 \u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-22 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a382e9 elementor-widget elementor-widget-text-editor\" data-id=\"2a382e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Franquia:<\/strong> Nas Condi\u00e7\u00f5es Particulares da ap\u00f3lice em vigor n\u00e3o se encontra prevista franquia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aad49e elementor-widget elementor-widget-heading\" data-id=\"3aad49e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Informa\u00e7\u00f5es Adicionais<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eaefa2c elementor-widget elementor-widget-text-editor\" data-id=\"eaefa2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Beneficiam deste seguro os Fisioterapeutas com inscri\u00e7\u00e3o em vigor na Ordem dos Fisioterapeutas, enquanto a respetiva c\u00e9dula profissional se mantiver v\u00e1lida e estiver em efetivo exerc\u00edcio, nos termos da ap\u00f3lice.<\/li><li>As garantias contratuais s\u00e3o v\u00e1lidas para o exerc\u00edcio da profiss\u00e3o em Portugal.<\/li><li>A cobertura est\u00e1 sujeita aos termos, limites e exclus\u00f5es previstos na ap\u00f3lice em vigor.<\/li><li>Em caso de sinistro, deve ser seguido o procedimento indicado pela Ordem dos Fisioterapeutas na <span style=\"text-decoration: underline;\"><a href=\"https:\/\/portal.ordemdosfisioterapeutas.pt\/of-auth\/?app_ref=e985d1b30a025a19af003c638a7f64a2&amp;_gl=1*ywax3f*_ga*Mjc4NDI1ODQ1LjE3NDE4NjE2MzY.*_ga_HPH7F868RJ*czE3NzYyNDIyNTQkbzE3NCRnMCR0MTc3NjI0MjI1NCRqNjAkbDAkaDA.\" target=\"_blank\" rel=\"noopener\">\u00e1rea reservada<\/a><\/span>.<b><\/b><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25e3624 elementor-widget elementor-widget-heading\" data-id=\"25e3624\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Consulta da Ap\u00f3lice e Perguntas Frequentes (FAQ)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5849f6a elementor-widget elementor-widget-text-editor\" data-id=\"5849f6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A ap\u00f3lice, respetivas condi\u00e7\u00f5es e as perguntas frequentes sobre o seguro de responsabilidade civil profissional encontram-se dispon\u00edveis na <span style=\"text-decoration: underline;\"><a href=\"https:\/\/portal.ordemdosfisioterapeutas.pt\/of-auth\/?app_ref=e985d1b30a025a19af003c638a7f64a2&amp;_gl=1*ywax3f*_ga*Mjc4NDI1ODQ1LjE3NDE4NjE2MzY.*_ga_HPH7F868RJ*czE3NzYyNDIyNTQkbzE3NCRnMCR0MTc3NjI0MjI1NCRqNjAkbDAkaDA.\">\u00e1rea reservada<\/a><\/span> do site da Ordem dos Fisioterapeutas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>J\u00e1 se encontra em vigor o seguro de responsabilidade civil profissional, na sequ\u00eancia do concurso p\u00fablico promovido pela Ordem dos Fisioterapeutas. <\/p>\n","protected":false},"author":1,"featured_media":4696,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-4695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/posts\/4695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/comments?post=4695"}],"version-history":[{"count":3,"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/posts\/4695\/revisions"}],"predecessor-version":[{"id":13256,"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/posts\/4695\/revisions\/13256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/media\/4696"}],"wp:attachment":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/media?parent=4695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/categories?post=4695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/pt\/wp-json\/wp\/v2\/tags?post=4695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}