{"id":4695,"date":"2026-04-16T08:00:00","date_gmt":"2026-04-16T07:00:00","guid":{"rendered":"https:\/\/ordemdosfisioterapeutas.pt\/?p=4695"},"modified":"2026-04-19T19:08:06","modified_gmt":"2026-04-19T18:08:06","slug":"fisioterapeutas-seguro-de-responsabilidade-civil-profissional","status":"publish","type":"post","link":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/noticias\/fisioterapeutas-seguro-de-responsabilidade-civil-profissional\/","title":{"rendered":"Physioth\u00e9rapeutes : assurance responsabilit\u00e9 civile professionnelle"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"4695\" class=\"elementor elementor-4695\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8055e3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8055e3f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d98565a\" data-id=\"d98565a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ffbdfa elementor-widget elementor-widget-text-editor\" data-id=\"1ffbdfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les kin\u00e9sith\u00e9rapeutes inscrits \u00e0 l'Ordre des kin\u00e9sith\u00e9rapeutes b\u00e9n\u00e9ficient d'une assurance responsabilit\u00e9 civile professionnelle, selon les termes de la police en vigueur, tant que leur autorisation d'exercer reste valable et qu'ils exercent effectivement leur activit\u00e9. Cette police couvre la responsabilit\u00e9 civile professionnelle et la responsabilit\u00e9 civile d'exploitation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd6e7d elementor-widget elementor-widget-heading\" data-id=\"0cd6e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Couverture d'assurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7ddd8 elementor-widget elementor-widget-shortcode\" data-id=\"ef7ddd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-22\" class=\"tablepress tablepress-id-22 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Garanties et\/ou couvertures<\/th><th class=\"column-2\">Limites de l'indemnisation<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"2\" class=\"column-1\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td colspan=\"2\" class=\"column-1\">Responsabilit\u00e9 professionnelle<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">- Indemnisation<\/td><td class=\"column-2\">100.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">- La d\u00e9fense<\/td><td class=\"column-2\">20.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"2\" class=\"column-1\"><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"2\" class=\"column-1\">Interdiction d'exercer la profession pendant une p\u00e9riode pouvant aller jusqu'\u00e0 18 mois<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">- Montant mensuel correspondant \u00e0 la moyenne des r\u00e9mun\u00e9rations des 12 derniers mois pr\u00e9c\u00e9dant la demande, avec un maximum de<\/td><td class=\"column-2\">3.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">Passif d'exploitation<\/td><td class=\"column-2\">20.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">Limite globale par police\/rente<\/td><td class=\"column-2\">500.000 \u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-22 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a382e9 elementor-widget elementor-widget-text-editor\" data-id=\"2a382e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Franchise :<\/strong> Il n'y a pas de franchise dans les conditions particuli\u00e8res de la police en vigueur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aad49e elementor-widget elementor-widget-heading\" data-id=\"3aad49e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Informations compl\u00e9mentaires<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eaefa2c elementor-widget elementor-widget-text-editor\" data-id=\"eaefa2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Les kin\u00e9sith\u00e9rapeutes en cours d'inscription \u00e0 l'Ordre des kin\u00e9sith\u00e9rapeutes b\u00e9n\u00e9ficient de cette assurance tant que leur carte professionnelle reste valable et qu'ils exercent effectivement, selon les termes de la police.<\/li><li>Les garanties contractuelles sont valables pour l'exercice de la profession au Portugal.<\/li><li>La couverture est soumise aux conditions, limites et exclusions \u00e9nonc\u00e9es dans la police en vigueur.<\/li><li>En cas de r\u00e9clamation, il convient de suivre la proc\u00e9dure indiqu\u00e9e par l'Ordre des kin\u00e9sith\u00e9rapeutes. <span style=\"text-decoration: underline;\"><a href=\"https:\/\/portal.ordemdosfisioterapeutas.pt\/of-auth\/?app_ref=e985d1b30a025a19af003c638a7f64a2&amp;_gl=1*ywax3f*_ga*Mjc4NDI1ODQ1LjE3NDE4NjE2MzY.*_ga_HPH7F868RJ*czE3NzYyNDIyNTQkbzE3NCRnMCR0MTc3NjI0MjI1NCRqNjAkbDAkaDA.\" target=\"_blank\" rel=\"noopener\">zone r\u00e9serv\u00e9e<\/a><\/span>.<b><\/b><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25e3624 elementor-widget elementor-widget-heading\" data-id=\"25e3624\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Consultation politique et Foire aux questions (FAQ)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5849f6a elementor-widget elementor-widget-text-editor\" data-id=\"5849f6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La police, ses conditions et les questions fr\u00e9quemment pos\u00e9es sur l'assurance de la responsabilit\u00e9 civile professionnelle sont disponibles \u00e0 l'adresse suivante <span style=\"text-decoration: underline;\"><a href=\"https:\/\/portal.ordemdosfisioterapeutas.pt\/of-auth\/?app_ref=e985d1b30a025a19af003c638a7f64a2&amp;_gl=1*ywax3f*_ga*Mjc4NDI1ODQ1LjE3NDE4NjE2MzY.*_ga_HPH7F868RJ*czE3NzYyNDIyNTQkbzE3NCRnMCR0MTc3NjI0MjI1NCRqNjAkbDAkaDA.\">zone r\u00e9serv\u00e9e<\/a><\/span> du site de l'Ordre des kin\u00e9sith\u00e9rapeutes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>L'assurance responsabilit\u00e9 civile professionnelle est d\u00e9j\u00e0 en vigueur, suite au concours public promu par l'Ordre des kin\u00e9sith\u00e9rapeutes. <\/p>","protected":false},"author":1,"featured_media":4696,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-4695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/posts\/4695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/comments?post=4695"}],"version-history":[{"count":3,"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/posts\/4695\/revisions"}],"predecessor-version":[{"id":13256,"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/posts\/4695\/revisions\/13256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/media\/4696"}],"wp:attachment":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/media?parent=4695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/categories?post=4695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/fr\/wp-json\/wp\/v2\/tags?post=4695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}