{"id":4695,"date":"2026-04-16T08:00:00","date_gmt":"2026-04-16T07:00:00","guid":{"rendered":"https:\/\/ordemdosfisioterapeutas.pt\/?p=4695"},"modified":"2026-04-19T19:08:06","modified_gmt":"2026-04-19T18:08:06","slug":"fisioterapeutas-seguro-de-responsabilidade-civil-profissional","status":"publish","type":"post","link":"https:\/\/ordemdosfisioterapeutas.pt\/es\/noticias\/fisioterapeutas-seguro-de-responsabilidade-civil-profissional\/","title":{"rendered":"Fisioterapeutas: seguro de responsabilidad profesional"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"4695\" class=\"elementor elementor-4695\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8055e3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8055e3f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d98565a\" data-id=\"d98565a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ffbdfa elementor-widget elementor-widget-text-editor\" data-id=\"1ffbdfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los fisioterapeutas inscritos en el Colegio de Fisioterapeutas se benefician de un seguro de responsabilidad civil profesional, en las condiciones de la p\u00f3liza en vigor, durante el periodo de validez de su licencia profesional y de ejercicio efectivo de la profesi\u00f3n. Esta p\u00f3liza cubre la responsabilidad civil profesional y la responsabilidad civil de explotaci\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd6e7d elementor-widget elementor-widget-heading\" data-id=\"0cd6e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cobertura del seguro<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7ddd8 elementor-widget elementor-widget-shortcode\" data-id=\"ef7ddd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-22\" class=\"tablepress tablepress-id-22 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Garant\u00edas y\/o coberturas<\/th><th class=\"column-2\">L\u00edmites de indemnizaci\u00f3n<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"2\" class=\"column-1\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td colspan=\"2\" class=\"column-1\">Responsabilidad profesional<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">- Indemnizaci\u00f3n<\/td><td class=\"column-2\">100.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">- Defensa<\/td><td class=\"column-2\">20.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"2\" class=\"column-1\"><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"2\" class=\"column-1\">Inhabilitaci\u00f3n para el ejercicio de la profesi\u00f3n de hasta 18 meses<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">- Importe mensual correspondiente a la remuneraci\u00f3n media de los \u00faltimos 12 meses anteriores al siniestro, hasta un m\u00e1ximo de<\/td><td class=\"column-2\">3.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">Responsabilidad de explotaci\u00f3n<\/td><td class=\"column-2\">20.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">L\u00edmite global por p\u00f3liza\/anualidad<\/td><td class=\"column-2\">500.000 \u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-22 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a382e9 elementor-widget elementor-widget-text-editor\" data-id=\"2a382e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Franquicia:<\/strong> No existe franquicia en las Condiciones Particulares de la p\u00f3liza en vigor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aad49e elementor-widget elementor-widget-heading\" data-id=\"3aad49e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Informaci\u00f3n adicional<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eaefa2c elementor-widget elementor-widget-text-editor\" data-id=\"eaefa2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Los fisioterapeutas con colegiaci\u00f3n en vigor en el Colegio de Fisioterapeutas se benefician de este seguro mientras su tarjeta profesional siga vigente y ejerzan de forma efectiva, en los t\u00e9rminos de la p\u00f3liza.<\/li><li>Las garant\u00edas contractuales son v\u00e1lidas para ejercer la profesi\u00f3n en Portugal.<\/li><li>La cobertura est\u00e1 sujeta a los t\u00e9rminos, l\u00edmites y exclusiones establecidos en la p\u00f3liza en vigor.<\/li><li>En caso de reclamaci\u00f3n, deber\u00e1 seguirse el procedimiento indicado por el Colegio de Fisioterapeutas. <span style=\"text-decoration: underline;\"><a href=\"https:\/\/portal.ordemdosfisioterapeutas.pt\/of-auth\/?app_ref=e985d1b30a025a19af003c638a7f64a2&amp;_gl=1*ywax3f*_ga*Mjc4NDI1ODQ1LjE3NDE4NjE2MzY.*_ga_HPH7F868RJ*czE3NzYyNDIyNTQkbzE3NCRnMCR0MTc3NjI0MjI1NCRqNjAkbDAkaDA.\" target=\"_blank\" rel=\"noopener\">\u00e1rea reservada<\/a><\/span>.<b><\/b><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25e3624 elementor-widget elementor-widget-heading\" data-id=\"25e3624\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Consulta pol\u00edtica y preguntas frecuentes (FAQ)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5849f6a elementor-widget elementor-widget-text-editor\" data-id=\"5849f6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La p\u00f3liza, sus condiciones y las preguntas m\u00e1s frecuentes sobre el seguro de responsabilidad profesional est\u00e1n disponibles en <span style=\"text-decoration: underline;\"><a href=\"https:\/\/portal.ordemdosfisioterapeutas.pt\/of-auth\/?app_ref=e985d1b30a025a19af003c638a7f64a2&amp;_gl=1*ywax3f*_ga*Mjc4NDI1ODQ1LjE3NDE4NjE2MzY.*_ga_HPH7F868RJ*czE3NzYyNDIyNTQkbzE3NCRnMCR0MTc3NjI0MjI1NCRqNjAkbDAkaDA.\">\u00e1rea reservada<\/a><\/span> de la p\u00e1gina web del Colegio de Fisioterapeutas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>El seguro de responsabilidad civil profesional ya est\u00e1 en vigor, tras el concurso p\u00fablico promovido por el Colegio de Fisioterapeutas. <\/p>","protected":false},"author":1,"featured_media":4696,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-4695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/posts\/4695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/comments?post=4695"}],"version-history":[{"count":3,"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/posts\/4695\/revisions"}],"predecessor-version":[{"id":13256,"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/posts\/4695\/revisions\/13256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/media\/4696"}],"wp:attachment":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/media?parent=4695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/categories?post=4695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/es\/wp-json\/wp\/v2\/tags?post=4695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}