{"id":4695,"date":"2026-04-16T08:00:00","date_gmt":"2026-04-16T07:00:00","guid":{"rendered":"https:\/\/ordemdosfisioterapeutas.pt\/?p=4695"},"modified":"2026-04-19T19:08:06","modified_gmt":"2026-04-19T18:08:06","slug":"fisioterapeutas-seguro-de-responsabilidade-civil-profissional","status":"publish","type":"post","link":"https:\/\/ordemdosfisioterapeutas.pt\/en\/noticias\/fisioterapeutas-seguro-de-responsabilidade-civil-profissional\/","title":{"rendered":"Physiotherapists: professional indemnity insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"4695\" class=\"elementor elementor-4695\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8055e3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8055e3f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d98565a\" data-id=\"d98565a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ffbdfa elementor-widget elementor-widget-text-editor\" data-id=\"1ffbdfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Physiotherapists with current registration with the Order of Physiotherapists benefit from professional civil liability insurance, under the terms of the policy in force, for as long as their professional licence remains valid and they are in effective practice. This policy covers professional civil liability and operating civil liability.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd6e7d elementor-widget elementor-widget-heading\" data-id=\"0cd6e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Insurance cover<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7ddd8 elementor-widget elementor-widget-shortcode\" data-id=\"ef7ddd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-22\" class=\"tablepress tablepress-id-22 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Guarantees and\/or Covers<\/th><th class=\"column-2\">Limits of indemnity<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"2\" class=\"column-1\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td colspan=\"2\" class=\"column-1\">Professional Liability<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">- Indemnification<\/td><td class=\"column-2\">100.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">- Defence<\/td><td class=\"column-2\">20.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"2\" class=\"column-1\"><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"2\" class=\"column-1\">Inhibition from practising the profession for up to 18 months<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">- Monthly amount corresponding to the average remuneration of the last 12 months prior to the claim, up to a maximum of<\/td><td class=\"column-2\">3.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">Operating Liability<\/td><td class=\"column-2\">20.000\u20ac<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">Overall limit per policy\/annuity<\/td><td class=\"column-2\">500.000 \u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-22 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a382e9 elementor-widget elementor-widget-text-editor\" data-id=\"2a382e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Franchise:<\/strong> There is no excess in the Particular Conditions of the policy in force.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aad49e elementor-widget elementor-widget-heading\" data-id=\"3aad49e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Additional Information<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eaefa2c elementor-widget elementor-widget-text-editor\" data-id=\"eaefa2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Physiotherapists with current registration with the Order of Physiotherapists benefit from this insurance for as long as their professional card remains valid and they are in effective practice, under the terms of the policy.<\/li><li>The contractual guarantees are valid for practising the profession in Portugal.<\/li><li>Cover is subject to the terms, limits and exclusions set out in the policy in force.<\/li><li>In the event of a claim, the procedure indicated by the Order of Physiotherapists should be followed. <span style=\"text-decoration: underline;\"><a href=\"https:\/\/portal.ordemdosfisioterapeutas.pt\/of-auth\/?app_ref=e985d1b30a025a19af003c638a7f64a2&amp;_gl=1*ywax3f*_ga*Mjc4NDI1ODQ1LjE3NDE4NjE2MzY.*_ga_HPH7F868RJ*czE3NzYyNDIyNTQkbzE3NCRnMCR0MTc3NjI0MjI1NCRqNjAkbDAkaDA.\" target=\"_blank\" rel=\"noopener\">reserved area<\/a><\/span>.<b><\/b><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25e3624 elementor-widget elementor-widget-heading\" data-id=\"25e3624\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Policy Consultation and Frequently Asked Questions (FAQ)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5849f6a elementor-widget elementor-widget-text-editor\" data-id=\"5849f6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The policy, its conditions and frequently asked questions about professional indemnity insurance are available at <span style=\"text-decoration: underline;\"><a href=\"https:\/\/portal.ordemdosfisioterapeutas.pt\/of-auth\/?app_ref=e985d1b30a025a19af003c638a7f64a2&amp;_gl=1*ywax3f*_ga*Mjc4NDI1ODQ1LjE3NDE4NjE2MzY.*_ga_HPH7F868RJ*czE3NzYyNDIyNTQkbzE3NCRnMCR0MTc3NjI0MjI1NCRqNjAkbDAkaDA.\">reserved area<\/a><\/span> from the website of the Order of Physiotherapists.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>The professional civil responsibility insurance is already in force, following the public contest promoted by the Order of Physiotherapists. <\/p>","protected":false},"author":1,"featured_media":4696,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-4695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/posts\/4695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/comments?post=4695"}],"version-history":[{"count":3,"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/posts\/4695\/revisions"}],"predecessor-version":[{"id":13256,"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/posts\/4695\/revisions\/13256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/media\/4696"}],"wp:attachment":[{"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/media?parent=4695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/categories?post=4695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ordemdosfisioterapeutas.pt\/en\/wp-json\/wp\/v2\/tags?post=4695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}