All Physiotherapists registered with the Order of Physiotherapists automatically benefit from Professional Civil Liability Insurance at no extra cost. This insurance is one of the great advantages offered by the Order, ensuring essential protection in the exercise of the profession.
Insurance cover
| Guarantees and/or Covers | Limits of indemnity |
| Professional Liability | |
| - Indemnification | 100.000€ |
| - Defence | 20.000€ |
| Inhibition from practising the profession for up to 18 months | |
| - Monthly amount corresponding to the average remuneration of the last 12 months prior to the claim, up to a maximum of | 3.000€ |
| Operating Liability | 20.000€ |
Franchise: There is no excess associated with the insurance.
Additional Information
- The insurance has been in force since 8 June 2022;
- All Physiotherapists registered with the Order are entitled to this insurance. Entitlement to insurance ceases in the event of suspension or cancellation of membership;
- It is not advisable to maintain two active professional indemnity insurances. If you decide to dispense with the organisation's insurance and keep another that you already have, you must notify the address in writing: geral@ordemdosfisioterapeutas.pt;
- You can negotiate additional policy conditions directly with the insurer responsible if you wish to increase the amount of cover;
- In the event of a claim, fill in the "Civil Liability Claim Report" document and send it to sinistroslx@wtwco.com
Policy enquiry and FAQ
You can consult the policy and Frequently Asked Questions on professional indemnity insurance in your reserved area from the website of the Order of Physiotherapists.
